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Available benefits may include

  • Return of Premium- This rider allows you to receive
    all of your premiums paid into the policy back to you at
    the end of the term, TAX FREE.  If you don't make
    any claims on the policy for the entire term 15, 20,
    25, 30 years, then you get all of your money back.

  • Death Benefit-In the event of an untimely death your
    family (Beneficiary) would receive a lump sum pay out
    which could be used to pay off a mortgage, send a
    child to college or as a financial tool that could secure
    your family's (Beneficiary's) lifestyle.

  • Critical illness-In the event of an unforeseen illness
    such as a stroke, heart attack or becoming clinically
    blind, you can receive a portion of your death benefit
    which is a direct benefit to the insured (you) that can
    be used in any way you choose.

  • Guaranteed Level Premium-Your premium is
    guaranteed to remain the same for the entire term of the
    policy.  And your face amount will not decrease, the
    face amount will also remain the same throughout the
    entire term of your policy with us.

  • Disability-In the event of an unexpected accident that
    disables you from work, you may add a disability rider
    to your term insurance policy to ensure your family's
    quality of living while you regain your health.
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