| HSM FINANCIAL GROUP |
We value you as our customer and strongly believe in protecting the confidentiality and security of information we collect about you.
This document outlines our privacy policy regarding information about our customers. We comply with state and federal regulations
and our own high standards regarding privacy and confidentiality when processing, administering and maintaining financial products
or services that you purchase from us.
Information We Collect and From Whom We Collect It
We collect nonpublic personal information about you from the following sources: 1) information we receive from you on applications or
other forms; 2) information about your transactions with us or our affiliates; and 3) information we obtain from non-affiliated third
parties, including consumer reporting agencies.
What We Do With Your Information
We keep the information you provide confidential during and after your relationship with us, and use it ourselves only in connection with
matters involving your insurance and the services we provide. By “ourselves” we mean only employees of the company and insurance
agents contracted with us.
Information We Disclose and To Whom We Disclose It
We do not release any non-public information about you to any non-affiliated third parties except as authorized in your application. The
information you provided when you applied for your policy is not disclosed to anyone other than those authorized by you in your
application, and then only to the extent necessary for underwriting and issuing your policy with the following exceptions: 1) We may
disclose non-public information to one of our affiliated companies to process a transaction for you (for example, to process claims); 2)
with your written authorization; and 3) otherwise as permitted by law.
Your Right to Verify Accuracy of Information We Collect
You have the right to review the personal information we collect about you. If you believe any of this information about you contains
errors, please contact us so we may review our files.
Security Procedures to Protect Your Information
We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard your nonpublic
personal information. Also, when you are using our web site, you can do so with confidence that we do not track your use of it in any
way, or collect any information that you do not intentionally send to us.
Privacy Policy Changes
We will notify you if we make changes to this privacy policy in the future.
This document outlines our privacy policy regarding information about our customers. We comply with state and federal regulations
and our own high standards regarding privacy and confidentiality when processing, administering and maintaining financial products
or services that you purchase from us.
Information We Collect and From Whom We Collect It
We collect nonpublic personal information about you from the following sources: 1) information we receive from you on applications or
other forms; 2) information about your transactions with us or our affiliates; and 3) information we obtain from non-affiliated third
parties, including consumer reporting agencies.
What We Do With Your Information
We keep the information you provide confidential during and after your relationship with us, and use it ourselves only in connection with
matters involving your insurance and the services we provide. By “ourselves” we mean only employees of the company and insurance
agents contracted with us.
Information We Disclose and To Whom We Disclose It
We do not release any non-public information about you to any non-affiliated third parties except as authorized in your application. The
information you provided when you applied for your policy is not disclosed to anyone other than those authorized by you in your
application, and then only to the extent necessary for underwriting and issuing your policy with the following exceptions: 1) We may
disclose non-public information to one of our affiliated companies to process a transaction for you (for example, to process claims); 2)
with your written authorization; and 3) otherwise as permitted by law.
Your Right to Verify Accuracy of Information We Collect
You have the right to review the personal information we collect about you. If you believe any of this information about you contains
errors, please contact us so we may review our files.
Security Procedures to Protect Your Information
We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard your nonpublic
personal information. Also, when you are using our web site, you can do so with confidence that we do not track your use of it in any
way, or collect any information that you do not intentionally send to us.
Privacy Policy Changes
We will notify you if we make changes to this privacy policy in the future.
| P.O. Box 1524,Houston, TX 77099 Phone: 888-325-6637 |
| Our Privacy Policy |
888-325-6637
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